This Andrew Kyriacou Holiday Tips article may help you get through the holidays with a little extra cash in your pocket. The key is to be prepared in advance for the upcoming expenses through savings.
As we all know the holidays are an important part of our busy lives. It’s the time when we splurge on gifts, food, and entertainment with our family and children. Families often plan for vacation trips during the winter holidays, which just adds to the increased spending. That trip to visit distant relatives, or the family alpine skiing trip begin to add up financially during a time of year when it’s hard to say no.
The wise man (or woman) always sets his (or her) financial savings in the present that he needs in the future. So, the decision is on you to start saving – if not then you may have greater difficulty during the high spending season.
These tips are for all the people who want to save for their holidays and stay prepared for the upcoming vacations before they come.
Andrew Kyriacou holiday tips are for saving everyone from these dangerous situations when we are at the stage of ‘can’t say no’.
Andrew Kyriacou Holiday Tips #1: Check your Current Financial Status
The first action is enquiring your current financial status. Check how much you have in your pocket or bank savings or any other source where you had saved for these expenses. This will help you to understand what you can and cannot afford. You can use your savings funds easily, but make sure you’re not over-spending. Meaning, you should also look to January and February expenses to make sure you have enough savings for AFTER the holidays.
Andrew Kyriacou Holiday Tips #2: Make a List of your Expenses
When the holidays are coming, you should discuss the needs and wants (in regards to expenses) with your family. Holidays are full of expenses such as shopping, booking fun costs and many others. Make a complete list of all your planned expenses for which you have to spend money. The list covers every single aspect of expense from normal shopping to the highest expenses. Shopping for holidays is also not so cheap, buying season clothes and other related items that you need on your holiday trip, Expenses of hotel booking and costs for outside ride on any vehicle are all making it too costly. But when the matter is on your family’s demand and expectations than you have to take care of the various need of your family.
Andrew Kyriacou Holiday Tips #3: Don’t Go Into Debt During the Holidays!
When you want to impress your family with a surprise of a grand holiday package, please don’t get into debt because of your need to impress. Credit cards and borrowing money from any lender comes with extremely high interest, which will put you in a hole that you will have a hard time getting out of once the holidays are over.
Stay within your reasonable budget because once you make a decision to borrow money at high interest, the cycle will repeat itself the next year.
Andrew Kyriacou Holiday Tips #4: Save in Advance
Always start saving earlier when you know the expenses are coming soon. Any amount you can save is fine, but you must do it. Open a savings account the gives you a little interest on your money, and simply set up an auto transfer each week or month. Make it an amount that won’t affect your normal expenses. Trust me, it adds up.
If you read these Andrew Kyriacou holiday tips carefully then you may not have any issue with your holiday planning.
The Bottom line:
These are the Andrew Kyriacou holiday tips that can help you to enjoy your vacations without any depression of finance. You can satisfy the desires of your family by providing them with all the luxuries that they expect during the holidays.